Multi-factor authentication
nouncandidate·updated May 12, 2026
The process of using two or more factors to achieve authentication. Factors include something you know (e.g., password or personal identification number); something you have (e.g., cryptographic identification device or token); and something you are (e.g., biometric).
Framework senses
- §1
- A combination of more than one authentication method, such as token and password (or personal identification number [PIN] or token and biometric device).
- §1
- Authentication using two or more factors to achieve authentication. Factors include: • something you know (e.g. password/PIN); • something you have (e.g., cryptographic identification device, token); or • something you are (e.g., biometric).
- §1
- Authentication using two or more factors to achieve authentication. Factors include: • something you know (e.g. password/PIN); • something you have (e.g., cryptographic identification device, token); or • something you are (e.g., biometric).
- §1
- Authentication using two or more factors to achieve authentication. Factors include: • something you know (e.g. password/PIN); • something you have (e.g., cryptographic identification device, token); or • something you are (e.g., biometric).
- §1
- Authentication using two or more factors to achieve authentication. Factors include: • something you know (e.g. password/PIN); • something you have (e.g., cryptographic identification device, token); or • something you are (e.g., biometric).
Federal Financial Institutions Examination Council (FFIEC) IT Examination Handbook Infobase, Glossary1 senseview framework →
- §1
- The process of using two or more factors to achieve authentication. Factors include something you know (e.g., password or personal identification number); something you have (e.g., cryptographic identification device or token); and something you are (e.g., biometric).
- §1
- Authentication using two or more factors to achieve authentication. Factors include: (i) something you know (e.g. password/PIN); (ii) something you have (e.g., cryptographic identification device, token); or (iii) something you are (e.g., biometric). See Authenticator.
- §1
- Authentication using two or more factors to achieve authentication. Factors include: (i) something you know (e.g. password/PIN); (ii) something you have (e.g., cryptographic identification device, token); or (iii) something you are (e.g., biometric). See Authenticator.