Address Verification Service (AVS)

nouncandidate·updated May 9, 2026

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Bankcard company service that verifies the customer-provided billing address matches the billing address on their credit card account. The bankcard companies will not support merchants that opt for not using AVS if those transactions are disputed and will charge the merchant an additional 1.25% on those sales.

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Federal Financial Institutions Examination Council (FFIEC) IT Examination Handbook Infobase, Glossary1 senseview framework →

§1: Bankcard company service that verifies the customer-provided billing address matches the billing address on their credit card account. The bankcard companies will not support merchants that opt for not using AVS if those transactions are disputed and will charge the merchant an additional 1.25% on those sales.