Reserve account
nouncandidate·updated May 12, 2026
A non-interest-earning balance account institutions maintain with the Federal Reserve Bank or with a correspondent bank to satisfy the Federal Reserve's reserve requirements. Reserve account balances play a central role in the exchange of funds between depository institutions.
Framework senses
Federal Financial Institutions Examination Council (FFIEC) IT Examination Handbook Infobase, Glossary1 senseview framework →
- §1
- A non-interest-earning balance account institutions maintain with the Federal Reserve Bank or with a correspondent bank to satisfy the Federal Reserve's reserve requirements. Reserve account balances play a central role in the exchange of funds between depository institutions.