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risk-based authentication

nouncandidate·updated May 12, 2026

Any risk-based system of authentication that detects anomalies or changes in the normal use patterns of a Person and require s additional verification of the Person’s identity when such deviations or changes are detected, such as through the use of challenge questions.

Framework senses

NY DFS Part 500 (NYCRR Title 23, Chapter 1, Part 500)1 senseview framework →
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Any risk-based system of authentication that detects anomalies or changes in the normal use patterns of a Person and require s additional verification of the Person’s identity when such deviations or changes are detected, such as through the use of challenge questions.