Net debit cap

nouncandidate·updated May 9, 2026

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The maximum dollar amount of uncollateralized daylight overdrafts that an institution is authorized to incur in its Federal Reserve account. The net debit cap is generally equal to an institution's capital times the cap multiple for its cap category.

MWE

Classifications

per-axis with provenance

Entity Type

Requirement85%llm-generatedllm:claude-haiku-4-5

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Sensitivity

Regulated90%llm-generatedllm:claude-haiku-4-5

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Information Class

—95%llm-generatedllm:claude-haiku-4-5

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Variants

3 surface forms

plural: Net debit caps
possessive: Net debit cap's
pluralpossessive: Net debit caps'

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