Reserve requirements

nounverified·updated May 9, 2026

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The percentage of deposits that a depository institution may not lend out or invest and must hold either as vault cash or on deposit at a Federal Reserve Bank. Reserve requirements affect the potential of the banking system to create transaction deposits.

MWEFederal Financial Institutions Examination Council (FFIEC) IT Examination Handbook Infobase, Glossary

Classifications

per-axis with provenance

Entity Type

Requirement85%llm-generatedllm:claude-haiku-4-5

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Sensitivity

Regulated90%llm-generatedllm:claude-haiku-4-5

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Information Class

—95%llm-generatedllm:claude-haiku-4-5

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Variants

2 surface forms

possessive: Reserve requirements's
pluralpossessive: Reserve requirementses'

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