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Third-party sender

nounverified· unreviewed·updated Aug 30, 2026

A special subset of a technology service provider that is authorized to transmit ACH files on behalf of an originator. Typically, the ODFI must rely upon warranties by the third- party sender regarding the originators' identity and credit worthiness, which places additional risks on the ODFI.

MWEFederal Financial Institutions Examination Council (FFIEC) IT Examination Handbook Infobase, Glossary

Classifications

Entity Type

Identity0%rule-basedmulti_axis_classifier_low_confidence.v1
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Sensitivity

Regulated85%llm-generatedllm:claude-haiku-4-5
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Information Class

60%llm-generatedllm:claude-haiku-4-5
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Variants

plural
Third-party senders
possessive
Third-party sender's
pluralpossessive
Third-party senders'