Adverse Action Notice
nounid
4724·updated May 18, 2026verified
A notification of i) a refusal to grant credit in substantially the amount or on substantially the terms requested in an application unless the creditor makes a counteroffer (to grant credit in a different amount or on other terms) and the applicant uses or expressly accepts the credit offered; ii) A termination of an account or an unfavorable change in the terms of an account that does not affect all or substantially all of a class of the creditor's accounts or iii) A refusal to increase the amount of credit available to an applicant who has made an application for an increase.
MWE
Classifications
Entity Type
Artifact85%llm-generatedllm:claude-haiku-4-5
Sensitivity
Regulated90%llm-generatedllm:claude-haiku-4-5
Information Class
Pii75%llm-generatedllm:claude-haiku-4-5
Variants
- plural
- Adverse Action Notices
- possessive
- Adverse Action Notice's
- pluralpossessive
- Adverse Action Notices'
Framework definitions
- §1
- A notification of i) a refusal to grant credit in substantially the amount or on substantially the terms requested in an application unless the creditor makes a counteroffer (to grant credit in a different amount or on other terms) and the applicant uses or expressly accepts the credit offered; ii) A termination of an account or an unfavorable change in the terms of an account that does not affect all or substantially all of a class of the creditor's accounts or iii) A refusal to increase the amount of credit available to an applicant who has made an application for an increase.
Outgoing relationships
No outgoing triples
This term is not the subject of any RDF-style relationship yet.
Incoming relationships
No incoming triples
No other term currently asserts a relationship to this one.