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Chargeback

nounid 1799·updated May 9, 2026
candidate

A transaction generated when a cardholder disputes a transaction or when the merchant does not follow bankcard company procedures. The issuer and acquirer research the facts to determine which party is responsible for the transaction. If the merchant is unable to pay, the acquirer will have to cover the chargeback.

Classifications

Entity Type

Event85%llm-generatedllm:claude-haiku-4-5

Sensitivity

Regulated90%llm-generatedllm:claude-haiku-4-5

Information Class

Pci85%llm-generatedllm:claude-haiku-4-5

Variants

synonym
charge back
plural
Chargebacks
possessive
Chargeback's
pluralpossessive
Chargebacks'

Framework definitions

FFIEC IT Examination Handbook - Audit, April 20121 senseview framework →
§1
The charge a credit card merchant pays to a customer after the customer successfully disputes an item on his or her credit card statement.
Federal Financial Institutions Examination Council (FFIEC) IT Examination Handbook Infobase, Glossary1 senseview framework →
§1
A transaction generated when a cardholder disputes a transaction or when the merchant does not follow bankcard company procedures. The issuer and acquirer research the facts to determine which party is responsible for the transaction. If the merchant is unable to pay, the acquirer will have to cover the chargeback.

Outgoing relationships

No outgoing triples
This term is not the subject of any RDF-style relationship yet.

Incoming relationships

No incoming triples
No other term currently asserts a relationship to this one.